UDC Links
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COST OF BORROWING
Standard fees and charges (Consumer)
https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf
Early Repayment Charge (Consumer)
https://udc.co.nz/pdf/UDC-Early-Repayment-Charge-Fact-Sheet.pdf
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STANDARD FORM CONTRACTS
Credit Sale Agreement (Personal)
https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf
Term Loan (Personal)
https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf
Security Agreement (Personal)
https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf
General Conditions (Consumer)
https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf
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SUBSEQUENT DEALING
https://udc.co.nz/car-loans/customer-service/index
This link covers;
- What the Borrower should do if they change their address.
- How a Borrower makes a complaint.
- What dispute resolution schemes we belong to, and how a Borrower accesses them.
- How a Borrower can apply for unforeseen hardship relief.
- What happens if a Borrower defaults under the agreement, including, if relevant, repossession.