UDC Links

COST OF BORROWING

Standard fees and charges (Consumer)

https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

Early Repayment Charge (Consumer)

https://udc.co.nz/pdf/UDC-Early-Repayment-Charge-Fact-Sheet.pdf

STANDARD FORM CONTRACTS

Credit Sale Agreement (Personal)

https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf

Term Loan (Personal)

https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf

Security Agreement (Personal)

https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf

General Conditions (Consumer)

https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf

SUBSEQUENT DEALING

https://udc.co.nz/car-loans/customer-service/index

This link covers;

• What the Borrower should do if they change their address.
• How a Borrower makes a complaint.
• What dispute resolution schemes we belong to, and how a Borrower accesses them.
• How a Borrower can apply for unforeseen hardship relief.
• What happens if a Borrower defaults under the agreement, including, if relevant, repossession.